Reuters Refinancing activity plunged to the lowest level since 2000. Refinancings decline when interest rates rise. Rising interest rates are making it more challenging for potential homebuyers to afford the inflated home prices prevailing in many US housing markets. On its way to 5% and higher: The average interest rate for 30-year fixed-rate Mortgages with conforming loan balances ($453,100 or less) and a 20% down-payment rose to 4.84...

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July: July is the seventh month of the year in the Julian and Gregorian Calendars and one of seven months with the length of 31 days. It was named by the Roman Senate in honor of the Roman general, Julius Caesar, it being the month of his birth. Prior to that, it was called Quintilis.
Business: A business is an organization involved in the trade of goods, services, or both to consumers. Businesses are predominant in capitalist economies, where most of them are privately owned and administered to provide service to customers for profit. Businesses may also be not-for-profit or state-owned.
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Education: Education in its general sense is a form of learning in which the knowledge, skills, and habits of a group of people are transferred from one generation to the next through teaching, training, or research. Education frequently takes place under the guidance of others, but may also be autodidactic. A
September: September is the ninth month of the year in the Julian and Gregorian Calendars and one of four months with a length of 30 days.
Mortgage: A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mea
Bankers: A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank is the connection between customers that have capital deficits and customers with capital
Refinancing: Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stab
Mortgage Bankers Association: The Mortgage Bankers Association is the United States national association representing all facets of the real estate finance industry. Headquartered in Washington, DC, MBA represents over 3,000 member companies nationwide in an industry that employs approximately 350,000 people. MBAs membership ba