Real estate agents are wasting their breath calling for a removal of Loan to Value Ratio restrictions. There is no chance they will be removed prior to the election, nor should they be.Though the housing market has cooled there... (Date:08/14/2017 03:05) Read full article >>

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Loan: In finance, a loan is a debt evidenced by a note which specifies, among other things, the principal amount, interest rate, and date of repayment. A loan entails the reallocation of the subject asset for a period of time, between the lender and the borrower.
Ratio: In mathematics, a ratio is a relationship between two numbers of the same kind , usually expressed as "a to b" or a:b, sometimes expressed arithmetically as a dimensionless quotient of the two that explicitly indicates how many times the first number contains the second .