Question: Some insurance companies are owned and/or controlled by entities that run banks and other financial services providers. Some banks also own insurance companies. Loans are often tied or 'married' to the products of one insurer. Consumers do...

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Consumers: A consumer is a person or group of people, such as a household, who are the final users of products or services.
Loans: In finance, a loan is a debt evidenced by a note which specifies, among other things, the principal amount, interest rate, and date of repayment. A loan entails the reallocation of the subject asset for a period of time, between the lender and the borrower.