This story was delivered to Business Insider Intelligence Banking subscribers earlier this morning. To get this story plus others to your inbox each day, hours before they're published on Business Insider, click here. Customers who use UK neobank Monzo as their primary bank could have problems building their credit scores due to the Choices the neobank has made regarding agencies it shares customer Financial data with, The Telegraph re...

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Experian PhotoExperian: Experian plc is a global information services group with operations in 44 countries. The company now employs 17,000 people with corporate headquarters in Dublin, Ireland and operational headquarters in Nottingham, United Kingdom, Costa Mesa, California, US and So Paulo, Brazil. It is listed on the L
Business: A business is an organization involved in the trade of goods, services, or both to consumers. Businesses are predominant in capitalist economies, where most of them are privately owned and administered to provide service to customers for profit. Businesses may also be not-for-profit or state-owned.
Financial: Finance is the science[citation needed] of funds management, or the allocation of assets and liabilities over time under conditions of certainty and uncertainty. A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency
Solutions: In chemistry, a solution is a homogeneous mixture composed of only one phase. In such a mixture, a solute is a substance dissolved in another substance, known as a solvent. The solvent does the dissolving. The solution more or less takes on the characteristics of the solvent including its phase, and
Choice: Choice consists of the mental process of judging the merits of multiple options and selecting one or more of them. While a choice can be made between imagined options , often a choice is made between real options and followed by the corresponding action. For example, a route for a journey is chosen
Intelligence: Intelligence has been defined in many different ways including logic, abstract thought, understanding, self-awareness, communication, learning, having emotional knowledge, retaining, planning, and problem solving.
Insider: An insider is a member of any group of people of limited number and generally restricted access. The term is used in the context of secret, privileged, hidden or otherwise esoteric information or knowledge: an insider is a "member of the gang" and as such knows things only people in the gang know.
Banking: A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank is the connection between customers that have capital deficits and customers with capital
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Telegraph: Telegraphy is the long-distance transmission of textual messages without the physical exchange of an object bearing the message. Thus semaphore is a method of telegraphy whereas pigeon post is not.