English schools are being forced to fork out huge premiums for items and services due to inflexible Private Finance Initiative (PFI) deals. (Date:04/22/2017 01:46) Read full article >>

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Finance: Finance is the science[citation needed] of funds management, or the allocation of assets and liabilities over time under conditions of certainty and uncertainty. A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency
Initiative: In political science, an initiative is a means by which a petition signed by a certain minimum number of registered voters can force a public vote .